Rental Property Insurance

If you own rental property in Michigan, basic insurance is essential.

At Eaton Insurance Services, we specialize in rental insurance, and we truly understand what’s important to landlords. While some Michigan homeowners policies cover the occasional rental of a home, if you are renting your property you need basic property insurance that is designed to offer coverage that more closely fits the needs of a renting landlord.

When you purchase a rental property policy, it covers the building and provides liability protection. The three main areas of coverage for rental property owners are:

  • Property Coverage – Covers most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy.
  • Optional Replacement Cost – Pays a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality.
  • Liability Coverage – provides coverage if you’re found legally responsible for an accident that causes injury or property damage to someone.

If you are a landlord, then you probably realize that tenants can create any possible situation you can imagine. Because of this, you need to protect yourself against the impossible. The agents at Eaton Insurance Services are experts and have a keen understanding of the perils of owning rental property. We will take the time to assess your situation and offer affordable solutions that protect yourself and your property.

Don’t let your property remain unprotected any longer. Give us a call today at 888-648-8685 or fill out the form on this page to learn more about our affordable rental property solutions.