Workers Compensation Insurance

Michigan has an “open competition” system that allows companies to shop among insurance carriers for the best, lowest-cost prices.

Almost all companies in Michigan are required to carry workers compensation insurance. Every public employer is required by law to carry workers comp, as well as all private employers who regularly employ one or more employees 35 hours or more per week. All private employers who employ three or more employees at one time will also be required to carry workers comp. Most agricultural employers and even households with domestic servants are also required to provide coverage to their employees. Some of the benefits to injured employees can include:

  • Medical treatment
  • Partial replacement of lost income
  • Vocational rehabilitation

At Eaton Insurance Services, we embrace the “open competition” system because we can truly offer better coverage for your employees and better prices for you. We have the experience rating plans, schedule-rating plans, and utilizing premium discount tables. This type of service can greatly affect your final premium cost.

If you own a business in Michigan, please consider letting one of our experienced agents give you a quote on workers compensation. We are confident that we can offer a more affordable solution for your company. Give us a call today or simply fill out the form on this page for more information. We look forward to working with you.