Business Insurance in Clio, MI

Like other areas, businesses in Clio, Michigan, face various challenges and risks, from natural disasters to unexpected lawsuits, which can threaten their financial stability. If these risks materialize, they could lead to significant financial losses. Business insurance is essential.

At Eaton Insurance, we can offer reliable and adequate insurance solutions. We understand the unique needs of local businesses and provide tailored coverage to ensure appropriate protection.

What Is Business Insurance?

Business insurance, also known as commercial insurance, is designed to financially protect businesses from losses due to events that may occur during normal operations. Each business’s needs can vary, but here are some common coverages:

• General liability insurance—This can protect against claims of bodily injury, property damage and personal or advertising injury.

• Commercial property insurance—This can cover damage to your business property, including buildings and contents, caused by fire, theft or vandalism.

• Business owners policy—Suitable for only some businesses, this coverage combines general liability, business interruption and commercial property insurance into one package, often at a lower cost.

• Workers’ compensation insurance—This can cover medical expenses, lost wages and rehabilitation for injured employees.

• Commercial auto insurance—This may cover vehicles used for business purposes, offering liability and physical damage coverage.

• Professional liability insurance—This may protect against negligence claims or mistakes in professional services.

• Cyber liability insurance—This can cover losses related to data breaches and cyberattacks.

• Commercial umbrella insurance—This can provide additional liability coverage beyond the limits of your other policies.

How Does Business Insurance Work?

Business insurance works like the other types of insurance. In exchange for premium payments, the insurance company may agree to cover specific losses as detailed in the policy. When a covered event happens, the business files a claim, and the insurance company may provide financial compensation up to the policy limits.

Choose Eaton Insurance

At Eaton Insurance, our dedicated team is committed to providing the best combination of price, coverage and service, making us a trusted partner for your business insurance needs. Contact us today or request a free quote.