Life Insurance
Life Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Life Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Life Insurance Information
If you have loved ones at home that depend on you for financial support, you may want to think about having a plan in place in the event something happens to you. It’s tough to think about what happens after your death, but even worse is leaving your loved ones to figure it out on their own.
A life insurance policy is your best option to ensure those you leave behind are financially protected after you pass. At Eaton Insurance Services, we’re here to help you find the right coverage to protect you and your family during life’s most challenging moments.
What Is Life Insurance?
Life insurance is a type of insurance policy that helps cover expenses such as funeral costs, outstanding debt and everyday living expenses when you pass away. There are two basic types of life insurance:
Term life insurance
Term life insurance covers you for a chosen period of time. This policy is an inexpensive way to have protection for a short time since it offers a death benefit with no cash value. Once your term ends, the coverage also comes to an end, and the value of your policy no longer exists.
There is no set rate for this coverage type. Term life insurance rates typically rise as you get older. Discuss your needs with your agent to determine your quote.
Permanent life insurance
Permanent life insurance refers to any other life insurance policy aside from term life insurance. These policies are long-term with tax-sheltered savings plans. This coverage lasts a lifetime which differs from term life insurance policies. Permanent life insurance policies build up a cash value that you can borrow against, withdraw or use to pay future premiums.
Premiums are typically more costly than term life policies, but be sure to speak with your agent for an accurate quote.
Learn More About Life Insurance
No matter the policy you choose, both provide you with protection and peace of mind knowing your loved ones are taken care of in advance. Contact your agent at Eaton Insurance Services to discuss your life insurance options to ensure you’re protected when you need it most.
|