Business Insurance in Clio, MI

A business is a significant commitment and having sufficient insurance coverage can help safeguard against financial setbacks caused by claims, lawsuits, natural disasters and other covered risks. Eaton Insurance Services is here to help Michigan business owners find the right policy for their needs.

What Policies Should My Business Carry?

Michigan businesses must carry workers’ compensation insurance to cover employees’ medical expenses and lost wages after job-related injury or illness. Certain agreements and contractual obligations may also mandate specific policies.

While coverage needs may differ per business, your agent may recommend that you purchase the following policies:

• Commercial property insurance may cover repairing or replacing office spaces, tools, equipment and machinery after a covered incident.

• Errors and omissions insurance may provide coverage if a client files a claim of negligence, missed deadline, or professional mistake.

• Business interruption insurance can cover lost income if you’re forced to shut down operations to allow for repairs after a covered incident.

• General liability insurance may cover third-party property damage, bodily injury or advertising injury claims.

• Commercial vehicle insurance may cover your company’s liability for third-party injuries or property damage after an at-fault accident and the repair of company-owned vehicles.

How Much Do These Policies Cost?

Your insurer may rely on the following factors when calculating your premiums:

• Industry

• Number of employees

• Company-owned assets (e.g., office space, vehicles, equipment, etc.)

• Location

• Claims history

• Policy specifics (e.g., coverage limit, deductible)

Get Covered Today

Contact Eaton Insurance Services to request a personalized quote or learn more about your policy options.