Farm Insurance

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Farms, like any other business, can face significant financial challenges due to failed production yields or animal illnesses. It’s crucial to have the right farm insurance policies as part of your farm’s risk management strategy. The team at Eaton Insurance is dedicated to helping you identify your exposures and find the appropriate insurance solutions to protect your farm effectively.

What Is Farm Insurance?

Farm insurance encompasses a range of policies designed to offer well-rounded coverage for your farm business. It is not a single policy but a collection of various insurance options tailored to meet the specific needs of your farm.

What Does Farm Insurance Cover?

There are several types of farm insurance policies available, such as the following:

• Crop insurance can help cover damage to crops caused by weather, fires and other hazards, providing settlements to replace lost items and income.
• Farm livestock insurance can help protect against financial loss if farm animals die due to a covered event.
• Equine insurance can insure horses against death, injuries and other hazards, considering their value in farm operations and market.
• Farm equipment insurance can help cover damage to essential farm tools like pumps, rakes and sprayers.
• Tractor insurance can offer separate coverage for tractors and other farm vehicles, which are not typically included in standard equipment insurance.
• Farm dwelling insurance can help cover your home if you live on your farm.
• Farm structures insurance can cover barns, grain silos and other farm property.
• Commercial auto insurance is required for vehicles owned by the farm or used in its operations, as personal auto insurance is insufficient.
• Farm liability insurance can help cover bodily injuries or property damage caused by your farm operations to clients and others.
• Workers’ compensation insurance can provide supplementary income to employees who suffer work-related injuries or illnesses.

Learn More

For farm insurance near you, contact Eaton Insurance.