Renters Insurance in Clio, MI

Renting a home or apartment in Michigan can expose you to risks that your landlord’s insurance might not cover.  Eaton Insurance can offer coverage for your personal belongings and interests, and help you feel financially secure.

What is Renters Insurance?

Renters insurance is for individuals and families leasing a residence. While the landlord’s insurance may cover the structure, this policy can cover your items, like furniture, electronics and clothing. This insurance may also help manage the financial implications of liability for other parties’ losses and extra living costs made necessary by fire, theft or accidental damage.

How Does This Policy Work?

Renters insurance may allow you to choose your deductible, coverage limits, and add-ons based on your needs. Paying your premium keeps your policy active and enables you to submit a claim for financial help after a covered event.

What Does It Cover? 

This type of policy may often include:

• Personal property coverage can help to replace or repair your belongings, such as furniture, clothes and electronics, if they’re stolen or damaged by fire, theft, vandalism or select types of water damage.

• Liability coverage can help manage expenses following accidents where someone gets injured and you’re at fault or you cause damage to someone else’s property.

• Additional living expenses coverage can help cover temporary housing, meals and other living costs while your space is being repaired or rebuilt after a covered event.

Do I Need This Policy?

Although renters insurance isn’t legally required, it may be worth considering. Theft, fire or water damage can happen without warning, and having coverage can make handling the costs much easier. Some landlords may also include a coverage mandate as part of the lease.

Get Renters Insurance Near You

We can help you find the right coverage for your rental. Contact Eaton Insurance for a custom quote.