Call Us 810-686-1470 ☰ ˟
Logo
Call Us 810-686-1470
  • Home
  • Get A Quote
    • Auto
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
    • Farm
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
      • Homeowners Insurance Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommericalImage of right arrow
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Renters
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Blog
  • Companies and Payments
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Important Documents
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Eaton Insurance Services
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join our Newsletter
Home > Blog > What Insurance Do You Need on a New Farm?
FRIDAY, AUGUST 6, 2021

What Insurance Do You Need on a New Farm?

When starting an agricultural enterprise, insurance is an absolute must to protect you, your workers and your assets. Not all insurance policies are equal, however, and you will want a policy tailored for your farm and its needs. 

What is Farm Insurance? 

Farm insurance is a type of business insurance geared to specifically cover the unique risks faced by farms and everyone involved with them from owners to farmhands to visitors. This type of insurance varies depending on how you tailor it. 

How you tailor it should depend on the type of farm you have and what your specialty is. 

Important coverage options often available under home insurance include: 

Farm Liability 

Farm liability is a type of general liability insurance that covers claims against your farm concerning bodily injury, property damage and personal or advertising injury. If a visitor is injured on your farm by a piece of equipment or an animal, liability insurance can help pay for the medical bills and protect you from a related lawsuit. 

Farm Dwelling Insurance 

Farm dwelling insurance protects buildings you live in that may be on the farm’s property along with attached structures, such as a farmhouse and rental properties. This insurance covers you against loss or damage to your livable structures caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. 

Crop Insurance 

Does your farm rely heavily on crops for income during certain months out of the year? Damage to or loss of these crops and cause significant financial damage to your farm’s income. Crop insurance offers compensation for crops that are lost or damaged due to floods, hail, drought and other extreme weather. 

Farm Equipment Insurance 

Farms operate primarily with the use of expensive equipment such as tractors and ploughs. Farm equipment insurance can step in and provide compensation for repairs or replacement if your expensive farm equipment stops working due to sudden breakdowns, fire, bad weather and more. 

Livestock Insurance 


If you have livestock on your farm, you will need to insure them, as well. Livestock such as pigs, cows and buffalo can be incredibly expensive. If your livestock passes away due to a collision with a vehicle or other accident, livestock insurance can provide compensation. 

Farm Auto Insurance 

The majority of farms use trucks and other vehicles to transport equipment and products. Farm auto insurance is a form of commercial auto insurance that provides coverage such as comprehensive, collision, liability, medical payments and uninsured/underinsured motorist. 
 
Posted 12:06 PM

Tags: farm, equipment, livestock, ranch, insurance, coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2012
  • 2011

  • michigan(18)
  • clio michigan(17)
  • auto insurance(17)
  • home insurance(14)
  • genesee county(9)
  • genesee county michigan(9)
  • insurance agent(7)
  • corona virus(5)
  • clio(4)
  • homeowners insurance(4)
  • michigan insurance(4)
  • car insurance(4)
  • insurance(4)
  • birch run michigan(4)
  • covid 19(3)
  • independent(3)
  • michigan auto insurance(3)
  • boat insurance(3)
  • renters insurance(3)
  • auto insurance reform(2)
  • house insurance(2)
  • frankenmuth michigan(2)
  • icy roads(2)
  • fenton(2)
  • farm insurance(2)
  • workers compensation(2)
  • bop(2)
  • texting(2)
  • christmas(2)
  • coverage(2)
  • safety(2)
  • quarantine(2)
  • grand blanc(2)
  • life insurance(2)
  • driving(2)
  • independent insurance agent(2)
  • business(2)
  • umbrella insurance(1)
  • snow covered roof(1)
  • claim prevention(1)
  • flint michigan(1)
  • personal umbrella(1)
  • holidays(1)
  • hartland(1)
  • prolife(1)
  • flu season(1)
  • march for life(1)
  • policy(1)
  • birch run(1)
  • otisville(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
 
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
11436 N. Linden Rd. | Clio, MI 48420
Phone: 810-686-1470 | Fax: 810-686-8011
Email: info@eatoninsuranceservices.com
Social
Logo

Powered by Insurance Website Builder